Prime Rate = Effective September 18, 2025, the Prime Rate decreased from 7.50% to 7.25%
Fixed Interest Rate Base = Prime [+ allowable spreads]
Maximum Allowable Fixed Rates >
SBA Optional Peg Rate = 4.63% [July 1, 2025 – September 30, 2025]
[SOP 50 10 5, “Base Rates will be rounded to two digits with .004 being rounded down and .005 being rounded up.”]
SBA LIBOR was officially sunset on 6/30/2023
History of SBA LIBOR base rate >
