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New Member Highlight
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New Member Highlight
member success stories | member news

Each month, we'll introduce you to one of our newest NAGGL members and find out what they find most valuable about NAGGL membership.


McCune Construction Services Group is a specialized firm that can assist you with construction funds monitoring and inspection services on a nationwide basis. We primarily do SBA and USDA as well as commercial loans. We offer construction funds monitoring, construction funds disbursement with lien waiver management, construction contract and plans reviews, Completion Guarantee and ProAssurance (more elevated level of service exclusive to McCune for those loan structures that may require more oversight and management). We are excited to join the NAGGL community and learn more from all they have to offer.

Warbird Consulting Partners is a small business entity with proven and trusted advisor to lending institutions, government agencies, and healthcare providers.  Warbird provides event driven, independent third-party examinations, due diligence reviews, portfolio analytics, trend analysis and risk assessments. We specialize in verification of eligibility, reviews of: credit, underwriting, servicing, suspicious activity, quality control, and anti-money laundering. We use seasoned staff with 20+ years of hands-on SBA loan product and credit experience that fully understand SBA’s regulations and processes. 

U.S. Century Bank (USCB) is one of the largest community banks headquartered in Miami with assets surpassing $1 billion. We are committed to providing highly individualized services and business solutions by offering its customers a wide range of financial products and services. At USCB, we understand the importance of partnering with reputable organizations that understand the administration, its changes and how these impact small businesses in our communities. As we strengthen our product offering with the implementation of our new SBA division, we want to continue empowering our professionals with ongoing training and development as it relates to SBA policies, eligibility, origination, servicing, etc. For this reason, we have joined NAGGL, an organization that has been most significant in ensuring a successful and ongoing career for many lenders and related professionals in the industry.

L Tripp Consulting provides consulting services to Banks and Supervised Lenders. L Tripp Consulting can act as an Independent Loan Review function for Lenders using our SBA-experienced Loan Reviewers, who are the Best in the Industry. L Tripp Consulting can also prepare Lenders for their upcoming SBA Exam as well as review and update a Lender’s Credit Policy. We are proud to be associated with NAGGL and look forward to participating in the NAGGL conferences.

NAGGL’s commitment to leadership, excellence and success captures the essence of our company’s mission. AVC is a premier business valuation services firm. We provide valuation services for SBA financing, transaction, tax, and litigation purposes. We focus on empowering business leaders to advance their strategic, and financial agendas through robust financial modeling and analytics. Our wealth of experience and hands-on approach provide our clients with independent and sustainable opinions tailored to their organization's specific needs.

The SBA has a storied history of helping entrepreneurs and NAGGL is the preeminent community of members dedicated to supporting the mission. LCG is a transaction advisory services firm that provides business valuations to support SBA transactions, along with other due diligence and corporate advisory services for banks and lower middle market businesses. We take pride in playing a role in the growth of both small businesses and financial institutions, and we value the leadership and educational opportunities that NAGGL provides. We are proud to be a member of NAGGL and look forward to the future!

At Citizens Union Bank we have been going beyond expectations since 1888. Citizens Union Bank's SBA department lends in four states; Kentucky, Indiana, Ohio and West Virginia. The Bank is actively financing special purpose commercial real estate along with business acquisitions via the 7A loan program. Our primary goal is to help customers achieve their dreams via an SBA loan. 

Georgia’s Own Credit Union has been a source of full-service banking and financial solutions for Georgians since 1934. As a not-for-profit institution, we’re owned by and report to our members, enabling us to provide lower loan rates and fewer fees than what is typically found in the market. Georgia’s Own serves metro Atlanta and surrounding areas, as well as Savannah and Augusta, through our 23 branch locations. We are honored to be a part of NAGGL and look forward to learning from the NAGGL community.

NAGGL is our trusted source for industry news, advocacy and training. I have personally been a member for many years (through numerous banks) and had the pleasure to serve on many committees and have found the knowledge, information and friendships made as a result of my relationship with NAGGL to be invaluable to our success as an SBA leader. - Rocco P. Perate, Meridian Bank

NAGGL is a must-have tool in any SBA lender’s toolbox. NAAGL provides the most current, accurate and relevant information for all phases in the SBA lending cycle. Their guidance strengthens our ability to be successful within the program and to meet the needs of our small business clients. Headquartered in Florence, Oregon and serving the lending needs of our Lane, Coos, and Douglas County neighbors, Oregon Pacific Bank is committed to aiding the growth and development of our local business owners. NAGGL is a wonderful resource that helps us fulfill our promise to be the partner that makes our communities stronger, as we invest local deposits directly into the lives, homes, and businesses of our friends and neighbors.

Greater Commercial Lending (GCL) is a subsidiary of Greater Nevada Credit Union (GNCU) and provides expert lending services to businesses across the United States in sectors such as renewable energy, community facilities, industrial, mining, commercial and export lending.  As a two-time USDA National Lender of the Year and an SBA Lender of the Year, GCL is proud to partner with the NAGGL community and support government guaranteed lending.

Mercadien helps financial institutions nationwide - including commercial and community banks, credit unions, mortgage and other service entities - manage risk, maintain compliance, focus strategically, and increase profitability by providing forward-thinking, best-practice audit, consulting and accounting solutions based on extensive experience in the banking and regulatory compliance sectors. Founded in 1963 in New Jersey, we learned of NAGGL from working with our diverse bank and business clients, to whom we also offer risk-based audit, compliance oversight and technical support to assist with SBA loan programs, as well as tax, advisory, technology and wealth management services.  We look forward to learning and networking with NAGGL members.

Michael Best & Friedrich LLP is a leading law firm with 340 legal professionals, including more than 250 attorneys, serving clients in 13 offices across the U.S. in Colorado; Illinois; North Carolina; Texas; Utah; Washington, D.C.; and Wisconsin. Michael Best is honored to be associated with NAGGL and shares its passion for supporting the SBA lending community.

Boxwood Means, LLC is a leading provider of commercial real estate valuations and data analytics. Our FieldSmart brand of commercial evaluations are a cost-effective alternative to commercial property appraisals that enable our 200 lender-clients nationwide to reduce borrower and lending costs. This cost-savings opportunity, which applies to SBA 7(a) loans under $250,000 that are secured by real estate, underscores Boxwood’s commitment to help finance America’s small businesses that parallels NAGGL’s basic interests and goals. 

Great Southern Bank, headquartered in Springfield, Mo., operates more than 100 offices across eleven states; Minnesota, Missouri, Iowa, Arkansas, Kansas, Nebraska, Texas, Oklahoma, Illinois, Colorado and Georgia. Since its founding in 1923, Great Southern has grown to $4.6 billion in total assets. The Bank is active in commercial real estate acquisition and construction lending, including an SBA program through the 7a and 504 loan programs. Joining NAGGL is a natural extension of the Bank’s commitment to SBA lending and building relationships with small business owners.

Choice Hotels International is recognized as one of the world’s largest hotel companies, representing more than 6,800 franchised properties and over 550,000 rooms in more than 40 countries and territories as of March 31, 2018.  From the transformed Comfort and popular Quality Inn and Econo Lodge brands, to the upscale Cambria Hotels and the Ascend Hotel Collection, Choice Hotels provides a spectrum of lodging choices to meet guest and developer needs. We believe that NAGGL, citing a long track record of due diligence and small business advocacy, represents one of the best organizations in the government guaranteed lending community and we look forward to the benefits our relationship will bring to Choice Hotels and its franchisees.

OX2 Solutions, utilizing our Small Business Advantage Services, helps community banks identify the small business potential hidden in both their consumer and commercial portfolios as well as their market areas. Our analytical assets include a National Business Database containing over 35 million  US businesses, which identifies 4 million small businesses capable of meeting the eligibility and credit requirements of the SBA 7(a) and 504 loan programs. We became a NAGGL member to support the efforts of its membership to expand and grow their SBA lending programs.

Timberland Bank is a Western Washington local community bank that believes small businesses are the lifeblood of our communities. We strive to be the best local resource for credit, advice and service to the community. Timberland Bank has grown to $1 Billion in assets over the last 5 years, as well as growing our SBA lending capacity. We look forward to expanding our expertise within the government guaranteed lending industry through our partnership with NAGGL.

We joined NAGGL for the guidance and training on SBA loans so we could offer assistance to our borrowers with a better understanding of the requirements and SBA lending issues. O’Bannon Bank was founded in November 1905 and we offer a wide range of financial products that are designed for today’s busy lifestyle. We are a locally owned financial institution based in Buffalo, MO and have five locations. Our mission is to provide “A Tradition of Personal Service”.

New Buffalo Savings Bank (NBSB) was founded in 1921 and is headquartered in New Buffalo, Michigan. In the 2 years since launching the SBA and USDA lending program, NBSB has funded more than $40 million in government guaranteed loans across the Midwest. NBSB also offers various deposit accounts, residential loans, consumer loans and various commercial loans. We look forward to accessing the vast amount of expertise that the NAGGL community offers and hope to contribute to it as well.

CLAS Information Services (CLAS) is a legal and financial services firm specializing in public records research in the U.S. and abroad. For over 35 years, lenders have trusted CLAS to help them evaluate and mitigate risk and make funding decisions with confidence. As a longtime provider of due diligence support services to the SBA lending community, including UCC searching, filing and technology solutions, CLAS is excited for the opportunity to partner with NAGGL.

Hilltop Advisors provides consulting services to lending institutions. Services include regulatory compliance for SBA, CFPB and other Federal or State agencies, independent review of Commercial and other loans, internal audit co-sourcing for banks, fraud investigations, and due diligence and integration for mergers or acquisitions.  Hilltop can help SBA lenders by providing a 3rd party review of their SBA loans.  Hilltop Advisors is excited to join NAGGL, where we will get up-to-date SBA news from one reliable source.

FranFund was conceived in 2006 to assist potential and existing business owners in identifying, investigating and obtaining the right funding solution for their situation. FranFund is a pioneer of combining multiple funding solutions under one roof, and has helped thousands of entrepreneurs achieve their business ownership dreams. FranFund is a trusted, reliable authority in the franchise funding space. We joined NAGGL to utilize the best resource for SBA lending information and support.

StreetShares provides trusted digital finance to America’s Heroes.  With thousands of members, StreetShares employs proprietary technology to provide loans, lines of credit, and contract financing to small business owners and government contractors.  StreetShares’ emphasis on fast, fair, transparent and affordable products has earned the trust of numerous financial institution partners and SBA lenders. Given NAGGL's outstanding work in serving the SBA lending community, StreetShares sees a natural fit in regularly participating at NAGGL events and speaking with their members.

Oconee State Bank recently celebrated our 58th birthday having opened our doors in 1958 to serve the needs of Oconee County, a rural county located approximately 70 miles east of Atlanta. Within the last decade the county has become a bedroom community for the nearby college town of Athena, GA. With that growth, the bank has continually adapted to become a leader in relationship community bank in the county and surrounding area. Today we operate as a $300 million bank centered around three branches, an internet banking center and a recently created LPO in the Atlanta metropolitan area.

The newly created government guaranteed commercial lending department is an example of that adaption. The utilization of the SBA product allows the bank to better serve our customers and we strongly feel that NAGGL is a solid platform to keep us current with recent trends in the SBA community, news from headquarters, as well as a strong training resource as we seek to further educate our staff on the SBA product.

Capitol Lien is an industry leader in providing comprehensive due diligence research nationwide. The company’s public record research services cover all areas relating to real estate research, court research, corporate records, UCCs, background checks, filing and retrieval, and so much more. 

Capitol Lien looks forward to their involvement with NAGGL to support Lending Professionals to better protect their clients and to make decisions with confidence. Count on Capitol Lien When Diligence is Due.

Founded in 2009, Cloverhill Financial, Inc. provides personalized and professional lender service provider functions to financial institutions in the Midwest. We specialize in timely, accurate and detailed assistance related to SBA policies and procedures, while placing a strong emphasis on building long-term relationships with clients. That focus has contributed to our rapid growth in the marketplace.

“We look forward to leveraging NAGGL’s expertise and timely notifications to efficiently deliver relevant guidance to all of our clients,” said Greg Kennedy, President of Cloverhill Financial, Inc. 

Founded in 1913, Guaranty Bank & Trust is one of the oldest regional community banks in Texas with 28 locations across 20 Texas communities. With over $1.9 billion in assets, we provide our customers with a full array of relationship-driven consumer, commercial, mortgage, trust, and wealth management products and services, and we are honored to become a member of NAGGL since they do an outstanding job supporting the government guaranteed lending industry.

RKD Law is excited to join NAGGL for its excellence in providing both educational and networking opportunities to its members. With a heavy focus on technology and efficiency, RKD Law was formed to change the way lawyers close commercial transactions. Based out of Central New Jersey, in between New York City and Philadelphia, our team remains ready to close your deal. With its emphasis on efficient, timely and SBA compliant closings, RKD Law provides clients with focused, comprehensive support to close commercial financing transactions with emphasis on closing SBA 7(a) and 504 loans. RKD Law’s clients benefit from the firm’s regular, concise communication, significant experience closing commercial transactions, and a set, predictable billing arrangement. The firm leverages technology to their clients’ advantage for speed, precision and efficiency. Most importantly, RKD Law does not offer the typical “full menu” of legal services; by centering its practice on closing commercial transactions, clients benefit from the concentrated attention of their attorney's expertise.

Hopkins Appraisal Services is proud to support NAGGL and the SBA. The SBA is a critical source of debt capital for the retail petroleum and restaurant industries in which we exclusively specialize. Our staff of 40 licensed professionals includes those with the MAI designation in real estate appraisal and the ASA designation in business valuation. We value about 400 properties a month, covering the entire nation from 10 offices, and are a qualified source for going concern appraisals.

VAC LLP is a full-service business valuation firm. With SOP 50 10 5 (C) in 2010, we entered into the business valuation services market in relation to SBA loans with intangible assets exceeding $500,000. Our valuation analysts provide cost-efficient and user-friendly services to our clientele in the banking industry and borrowers, the ultimate clients. We became a member of NAGGL because of the support and guidance the association provides us in all aspects of the SBA lending process. Now we not only focus on the business valuation theory but also understand the borrowers’ and lenders’ pain points.

We’ve been a NAGGL member at previous institutions and with our team’s recent move to CoastalStates Bank, we are honored to continue our participation with this great industry organization. We are presently building out a national platform and are seeking additional business development officers who are looking for an opportunity to join an entrepreneurial bank with a plan for significant growth over the next several years. Come join us!

USA Funding is a 25-year old “Bank Servicing” firm that serves as the Loan Production Unit for several SBA lenders doing business in the Tri-State Area. Owned and operated by seasoned accountants, USA Funding specializes in generating / underwriting / processing and closing high volumes of SBA loans for lenders looking to target specific geographical areas of their market. In addition to SBA Loans, USA Funding has developed a system of reviewing loans “Turned Down” by one of our partner-lenders to place with other lenders that desire the credit. This gives the referring bank the ability to “help” a new customer, even when its bank is unwilling to approve a specific loan.  

After 25 years in the industry, USA Funding is pleased and excited to finally join NAGGL and looks forward to benefitting from its expertise.

“NAAGL represents the best of the best in terms of Government Guaranteed Lending support for SBA lenders, and it is something I knew we needed to be a part of to be successful.” 

Since 1981, Angott Search Group has been nationally recognized as a premier executive search firm. We thrive on matching our clients’ culture, goals and expectations with exceptional people. Our profound relationships and expertise within a tight network of financial services professionals allows us to offer the right solutions for intricate and challenging hiring needs. We have been privileged to serve many prestigious organizations for over three decades.  ASG focuses on roles ranging from Officer through Executive levels in all verticals.
Our financial services recruitment group participates in several industry member associations that support the interests of banks, community banks, savings banks, credit unions and insurance companies.  Several of our team members are nationally recognized speakers covering topics such as Succession Planning, Career Management, Behavioral Based Interviewing, and Bridging Generational Gaps.

Citizens Bank of Edmond continues to operate on the same downtown Edmond intersection where it was founded in April 1901. The independent $250-million-asset institution is an innovative leader in community banking and provides commercial and consumer financial services, mortgage origination, cash management and mobile banking solutions as well as accessibility through non-traditional avenues.

Citizens Bank of Edmond is looking forward to the resources provided by membership with a reputable trade association, NAGGL. The educational and training opportunities provided by NAGGL will be instrumental in developing and improving policies and procedures in order to expand our SBA Lending Program. For more information, visit

The Citizens Bank, founded in 1908 is committed to being the first choice for consumer, business and industry. The bank has recently added a SBA program that will enhance its offering to the entire state of Mississippi. The bank currently has 23 branch locations and 1 Loan Production office.  

We are thankful for the opportunity to partner with NAGGL, it will be a great resource for our customers in the ever-changing regulatory environment. We are looking forward to the expertise that they provide.

Community First Bank, founded in 1990, with the commitment to provide outstanding customer service to the upstate of South Carolina, is continuously striving to improve their offerings through the addition of an SBA Program. Community First Bank now operates 7 branches in the Upstate with 4 additional Loan Production Offices in SC and NC. The Bank is firmly committed to our original focus of outstanding customer service, being a good corporate citizen, and being both responsive and flexible in meeting our customer's banking needs as we look forward to building out the new SBA program. 

Community First is also excited about being a new member of NAGGL, and grateful for their assistance and expertise as we build out our new policies and procedures for the program. We look forward to the valuable resources and working with the network of experts that membership in NAGGL provides!

California Statewide CDC is a mission-driven non-profit organization that has delivered over $3.7 billion in total project financing to small businesses throughout California, helping create or retain over 29,000 jobs, primarily through the SBA 504 Loan Program.

Last year, we became an SBA 7(a) Community Advantage lender to support underserved markets with access to affordable credit as well as to facilitate management and technical assistance. 

California Statewide CDC has a long history of partnering with private lenders under the 504 program. As a Community Advantage lender we can support our partners and serve those small business clients whose financing requests may not fit that particular bank or other lending institution’s credit profile.

We are excited to join NAGGL as a way to learn more about 7(a) lending, have access to multiple resources and to grow our network of lender partners.

Viaduct Capital, LLC is a Columbia, SC based USDA B&I Loan outsource specializing in assisting banks in the structuring, underwriting, packaging, and secondary market sale of USDA B&I Loans. Viaduct’s team is a group of former banking industry executives that have over 20 years of experience in making USDA loans nationally, having participated in over $200 million of USDA B&I transactions. Let Viaduct act as your USDA outsource experts instead of taking precious time and resources away from your SBA department. We have experience in every aspect of USDA lending, having been both lenders ourselves and assisting other banks in the lending process. Don’t miss out on the unique opportunities and profitability that the B&I program offers. We offer our services on a national basis and look forward to working with your team. Because we were involved in NAGGL through other lending organizations, Viaduct’s team appreciates the high value that can be derived from NAGGL and its community of members.

After over twenty years practicing law at AmLaw 100 firms, Mariela & Ariel Dybner have teamed up to offer our clients expertise in real estate, corporate, employee benefits, green energy and mergers and acquisitions. Dybner & Dybner is already one of the most active firms in the State of New York when it comes to SBA 504 loans and is looking to expand into offering our clients the ability to find a dependable partner for preparing and closing 7(a) loans. We are excited to join NAGGL for the great networking opportunities and to help us sharpen our understanding of SBA’s flagship lending program.  With offices in the important commercial centers of New York and New Jersey, Dybner & Dybner helps their clients get their deals done.

Founded in 1977, Porter Keadle Moore (PKM) has grown into one of the most respected accounting and advisory firms in the country, representing both public and private businesses in the financial services, technology and small business industries. Our growing presence within the Southeast United States has made us a powerful player in the SBA lending community. All members of our Risk Advisory Solutions team have extensive backgrounds in financial institutions that span the financial, operational, compliance, credit, and IT spectrums and possess a wide range of professional certifications ranging from CRCM and CAMS, to CISA and CISSP. 

“Being a professional service firm that provides complete credit services to our clients, we know how important it is to stay on top of the ever-changing banking and regulatory environment. We look to NAGGL to help provide another valuable resource for our SBA lending needs and the continued education that our clients deserve and expect.” 

Lee Riley Law is a dynamic, internet-based law firm, founded by a business lawyer with more than 25 years of experience, both in private practice and as General Counsel to one of the Nation’s top originators of 7(a) loans.  Driven by the ideals of expediency, exceeding expectations of clients, and economical use of technology, LRL assists lenders in a secure manner throughout the United States in documenting and closing SBA loans. 

We are honored to be associated with NAGGL and proudly share its mission of endeavoring to meet the needs of the government guaranteed lending community.

K.D. Capital Equipment’s (KD) decision to join NAGGL is based on its desire to further grow and develop our relationships with banks and other lending institutions. Also, KD feels that our experience and services can be very valuable to the various government guaranteed lending members of NAGGL.

KD is a 20-year old nationwide firm headquartered in Scottsdale, Arizona, which has over 20 employees with over 150 years combined experience. KD is involved with “all forms” of Manufacturing Equipment, Warehouse and Support, Construction/ Yellow Iron and Inventory (manufacturers raw, WIP & finished product), as well as company’s intellectual property and real estate. 

KD provides the following services: Appraisals; Auctions, Orderly Liquidations & Asset Repossession; Buy, Sell/ Remarketing Equipment (one of the most extensive equipment inventories in North America, purchased and sold globally); and, Lease & Rental Programs, Financing & Loan-Take-Outs (typically $25K to as high as $5M) 

Pasricha and Patel is a business law firm with locations in Edison, NJ, Princeton, NJ, and New York City. Our Banking Division and team of transactional attorneys represent financial institutions, buyers, and sellers in all legal matters surrounding SBA and conventional loan closings, commercial transactions, commercial real estate, mergers and acquisitions and leasing. At Pasricha and Patel, we work closely with our clients to provide individualized service, outstanding legal representation and optimal results. We have experience in every aspect of loan transactions, allowing our attorneys to effectively and professionally handle any legal issue a bank may encounter in the lending process.

We are looking forward to sharing our expertise with the NAGGL community and to being part of the most prestigious and effective organization of its kind.

Established in 2004, Banker Valuation was created by business valuation experts to provide national banks, community banks, credit unions and other SBA service providers with an accurate internal business valuation tool and the most reliable information possible on comparable small business transactions. Our valuation tool is web-based, easy-to-use and precise. The SBA accepts the final report for loans under $250,000, and many of our clients use Banker Valuation as a pre-screening tool for business acquisition loans of all sizes.  

Banker Valuation uses the internal comparables database to help members obtain an accurate and reliable estimate of value in 15 minutes or less. Both the valuation tool and comps database focus on “Main Street” businesses with annual revenue between $250,000 and $5 million (average revenue of $1 million). We offer free trials on our website at

Banker Valuation is excited to be a part of NAGGL, an organization that advocates small business lending, which is a major contributor to the growth of our country’s small businesses.

KASS SHULER, P.A., founded in 1978, is a business law and creditor’s rights law firm. It has established a national reputation for its expertise in Corporate and Real Estate Finance, Closings, Commercial Litigation and Appeals, Bankruptcy, Collections, Construction Litigation, Mortgage Foreclosures, Title Disputes and Workouts. The firm maintains offices in Tampa and Boca Raton, and represents its clients in all courts in the state of Florida. The Firm’s attorneys are highly experienced, including several attorneys who are Board Certified in either Real Estate Law or Construction Law by the Florida Bar. Most attorneys are rated A-V by Martindale-Hubbell, the highest designation available.

The Firm’s attorneys are active in the Mortgage Bankers Association, the American Legal and Financial Network, the American Bankruptcy Institute, the Florida Bar, among other industry groups. Kass Shuler is excited to be a new member of the NAGGL and looks forward to working with SBA lenders!

I joined NAGGL to reach more lenders so that their borrowers have access to MassMutual as a resource to make life insurance collateral assignment quick & easy. Working together, we can help lenders close loans faster as I work to assure a timely process. I offer a concierge level of service to lenders when life insurance is appropriate collateral for a loan – typically completing the process within 7 to 10 business days – or sometimes as little as 72 hours!! 

Lenders tell us that they like to recommend us as a resource to their borrowers:
  SPEED - Expedited application, underwriting & assignment; usually 7-10 days.
  VALUE -  Competitive rates without compromising quality.
  SERVICE -  Simple process - hassle free for lender and borrower.
  CREDIBILITY- MassMutual has been serving clients for 165 years

If there is any way we can support you closing loans in your pipeline please do not hesitate to call me at 214.693.3680 or email at 

CBC + SBA = Better Banking Through Relationships. CBC National Bank is a Preferred Lending Partner (PLP) for Small Business Administration (SBA) loans. That means business owners can obtain loans faster, with less money out of pocket. CBC is a $620 million community bank, headquartered in Amelia Island, Florida, serving the Southeast. One of its most unique services is provided by its SBA division, which caters to small business owners, providing loans for real estate purchases, business acquisitions, construction, expansion and many other purposes. An SBA loan definitely has its benefits. What sets CBC’s SBA division apart is its mission to build relationships with its clients, providing them with a positive, transparent borrowing experience. CBC has a defined process spelled out, setting expectations on day one when first meeting  a client. We walk clients through the process from beginning to end, and have closed SBA real estate loans in as little as 21 days. Our average loan process takes 52 days from beginning to end.  

During fiscal 2015, CBC National Bank was recognized as the No. 1 community bank lender headquartered in the North Florida district for both dollar amount and number of loans. Also ranking No. 2 in the South Florida district and the state, CBC was ranked the 69th most active lender in the nation. With their clients, they create an experience; they build relationships; they build businesses. It’s their culture; it’s their brand.

Backed by a team of Senior Environmental Professionals, ERS - Environmental Record Search has been in the industry for over 25 years. We provide the most accurate, reliable, and up to date Environmental Radius Search Reports that are used as risk management tools for Risk Determinations, Environmental Screenings, Portfolio Screenings, Life of Loan Environmental Risk Monitoring, SBA Lending, and much more for all properties nationwide. Some of our reports include Environmental Risk Summary Report, LenderCheck, SBA Records Search with Risk Assessment (RSRA), Transaction Screens, and Certified LenderCheck Review. All reports are EPA, SBA, HUD, FDIC, and ASTM compliant. They can also be customized to fulfill your Environmental Risk Reduction Policies. Learn more at  

ERS-Environmental Record Search is excited to be a member of the NAGGL network because of the value and resources that come with being part of such a remarkable organization.

Goodman Law PLLC, and its principal Jeremy M. Goodman, represents financial institutions in various government-guaranteed lending matters including civil litigation, bankruptcy, workout and restructuring, creditors’ rights, and financial institution regulation. A focus of their practice is advising financial institutions regarding liquidation and servicing of SBA guaranteed loans and compliance with relevant SOPs.  
Jeremy’s legal advice is informed by his practical banking experience, having worked as a senior-level banker in various divisions of Bank of America and Wells Fargo. Additionally, he is a graduate and former executive student advisor of the Pacific Coast Banking School at the University of Washington—the Nation’s premier national graduate school of banking. This practical perspective is key to Jeremy’s ability to counsel and interact credibly with institutional clients on sophisticated matters.

We are grateful for the opportunity to join and actively participate in NAGGL, the most critical industry association providing expertise and support to SBA lenders and industry participants.

Horizon is a community bank with 50 offices serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.

We offer a full range of personal and commercial products including checking, savings, loans and investment services.

Horizon is an SBA preferred lender and has been recognized by American Banker since 2008 as a top performing community bank.

“Horizon is proud to become a member of NAGGL.  We plan to take advantage of the numerous training and educational opportunities, which will help us develop improved policies and procedures, and assure compliance with SBA policy.  We also greatly appreciate the advocacy provided by NAGGL for the benefit of its members.”  - Scott L Ellison, V.P. Gov. Loan Program Manager

IBERIABANK started in 1887, in New Iberia, Louisiana and for over 125 years has focused on growth and a commitment to the communities we serve. Today, IBERIABANK continues that dedication by meeting the needs of its clients through comprehensive financial services which include Retail, Commercial, Business Banking, SBA Lending, Private Banking, and Mortgage. IBERIABANK provides services to clients through an extensive network of bank locations throughout the Southeast. Through a market-centric approach, IBERIABANK is able to create, foster, and preserve client and community relationships at a local level. SBA loans are yet another pr

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