In a message sent by SBA’s 7(a) Fiscal Transfer Agent (FTA) on September 30, 2026, SBA reminded lenders and investors participating in the Secondary market that mandatory adoption of the Agency’s Intelligent Capital Access Platform (iCAP) Guaranty Sale Application begins October 1, 2026.  The message describes the iCAP Guaranty Sale Application as modernizing the guaranty sales process by providing a streamlined, more efficient user experience for lenders participating in the SBA 7(a) Secondary market.

Per the information provided by the FTA, beginning October 1, 2026, lenders that sell the guaranteed portions of their 7(a) loans in the Secondary Market must use the iCAP Guaranty Sale Application to process guaranty sales.  No action is required for lenders that do not currently utilize the secondary market. 

The FTA also announced that lenders that participate in the Secondary Market and have not yet attended a training session must attend Guaranty Sale Application training on October 1, 2026, at 2:00 pm ET.  Use this link to Register for the Training Session.